I am 22 married with a 3 month old son. We rencently had to kick out our roommates they ran our bills up and never paid us for any thing. They shut off my electric last week and are about to do it again. Right now they shut my water off. I am being sued for $3200 next week from a $500 credit card I had when I was 18. I have a bill from my sons stomache surgery he had when he was 5 weeks old and have no money for gas or formula. Everyday things get worse and worse. I never in my life thought it was going to be this bad. I cannot afford my rent and christmas is right around the corner and cannot even buy my son an elmo for his first christmas. I cry all the time because I need help. My husband works around the clock I work as well but it's hard with no money for a baby sitter. I have a job interview for an overnight job. All I can do is pray for HELP!